How do I withdraw money from my robo-advisor account?

A partial withdrawal lets you take out a specific amount while keeping the account open and your remaining investments active.

1. Log in to your robo‑advisor dashboard and navigate to Withdrawals or Transfer Money.
2. Select Make a partial withdrawal.
3. Enter the dollar amount you wish to withdraw. The platform will show how much will be sold from your portfolio to fund the request (based on your current allocation).
4. Choose your linked bank account and confirm. Typical processing time: 3-5 business days after the sale completes.

Partial withdrawals do not trigger account closure. Your recurring deposits, risk profile, and investment strategy remain unchanged unless you manually adjust them.

To fully exit your robo‑advisor and move all funds out, you’ll need to close the account.

• Go to Settings or Account Management and select Close Account.
• The system will liquidate all holdings at the next market close (or the earliest available trading window). You’ll see an estimated final balance.
• After the sale settles, the full cash balance is transferred to your linked bank account. Settlement and transfer together typically take 5-7 business days.
• Account closure cancels all active recurring deposits, fee schedules, and advisory services immediately.

• Confirmation: You’ll receive an email confirming the withdrawal request and another once funds are sent.
• Tax implications: Selling investments may trigger capital gains or losses. Your robo‑advisor will provide a tax statement; consult a tax professional if unsure.
• Pending dividends: Any dividends declared after your sell order are paid out as cash to your bank account once settled.
• Partial withdrawals keep the account open: You can continue using the service normally; only the withdrawn cash is removed.

• Withdrawal button disabled? Your account may have a temporary hold (e.g., recent deposit not yet cleared, anti‑fraud review). Check any notifications or contact support.
• Linked bank account incorrect? Update it in your profile at least 2 days before a withdrawal to avoid delays.
• Funds not arriving? Confirm the settlement date in your transaction history. If past the estimated time, reach out with the transaction ID ready.

How long does it take to withdraw funds from a robo‑advisor?
Partial withdrawals usually complete within 3-5 business days; full account closures take 5-7 business days. The timeline depends on the settlement of sold assets and your bank’s processing speed.

Are there fees for withdrawing money early?
Most robo‑advisors do not charge a withdrawal fee, but some may have account closure fees if you leave within a short window (e.g., 30-90 days). Check your account terms for any early close or transfer‑out fees.

Can I withdraw funds partially or must I close the account?
You can definitely withdraw partially—most robo‑advisors support taking out a custom amount while leaving the account active. Full account closure is only required if you want to move all money out and stop using the service.